Edgar Ibarra

Mortgage Advisor

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Meet ibarralendingteam powered by Lower Mortgage

Im a top 1% mortgage advisor and multi-year NAHREP Top 250 loan originator nationwide, with a passion for serving first-time buyers and the Latino community. Born and raised in the San Fernando Valley, Ive been a mortgage lender since 2008 and in banking since 2004. My expertise and dedication have earned me consistent recognition as a leading professional in the industry. I take pride in guiding clients through the homebuying process with personalized, trusted advice. I started during the financial crisis, committed to helping first-time buyers when many left the industry. With a banking background and a passion for fairness, I offer transparent, honest guidance. I focus on first-time homebuyers and build lasting relationships so clients always feel supported. Outside the office, Im a lifelong Dodgers fan, love classic muscle cars, and beachfront RV trips with family. Nothing beats ocean air and the open road to recharge!

I am licensed in: CA, OR, TN, WA, TX

How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified
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Best Rate

We will use our extensive experience to get you the best rates and loan program to fit your needs.

  • Benefits
  • icon Lower rates
  • icon Lower Payments
Shop Rates
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Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your New Home

Testimonials

Latest Blog Posts

Monthly Buydown Calculator

Use this calculator to see how you can initially lower your monthly payments.

* Please note: this calculator is for illustration payments and actual payments may vary.

Purchasing

We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The ibarralendingteam powered by Lower Mortgage Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The ibarralendingteam powered by Lower Mortgage

Contact Us:

Phone: (818) 359-2723

Address: 26650 The Old Road Suite 300
Santa Clarita, CA
91354

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: by appointment
Sunday: Closed

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

CLICK HERE TO GET STARTED
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Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.