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Edgar Ibarra

Your First Time
Homebuyer Loan Expert!

A home loan backed by the federal government, FHA loans have more lenient credit requirements than conventional loans, and can help you buy a home with as little as 3.5% down.
Who is this mortgage loan for?
*subject to conditions
"Guaranteed Rate, Inc. has no affiliation with the US Department of Veterans Affairs. Conditions apply."
Edgar Ibarra
Sales Manager
NMLS: 261963
OUR REVIEWS

We Have Helped Thousands Of Home Buyers Just Like You!

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From real customers like you
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Bethlehem, Georgia

09/08/2022
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First off Fabion was amazing, he listened to mine and my wife's concerns about refinancing our home because we had heard alot of horror stories about refinancing our home. Fabion walked my wife and I through the whole process, was always by our side every step. He made the whole process effortless and addressed every concern and every question we had along the way. Fabion was always smiling during our refinance as we did a lot of it through video chat which that in itself made it amazing and we are super blessed to have someone so detail oriented to handle our refinance. Fabion is going to be helping us purchase a new home in the near future. We highly recommend Fabion Medhanie if you are looking for a professional to help you refinance or purchase your new home whether it's your dream home or your first home. Fabion will make it an experience worth remembering!!!!“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

Bethlehem, Georgia

09/08/2022
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Bethlehem, Georgia

09/08/2022
FEATURES & BENEFITS

Finally, the home of your dreams is within reach!

Imagine a loan created specifically to help folks like you, with lower credit scores or smaller down payments, become proud homeowners. That's the FHA Loan! Insured by the Federal Housing Administration, it's an all-access pass to homeownership – and not just for first-timers, but for everyone!

Competitive interest rates

FHA loans can offer competitive interest rates, oftentimes on par or lower than conventional loans.

More lenient credit requirements

Home buyers can potentially qualify for an FHA loan with as low as a 580 credit score.

Lower down payments

With an FHA loan, qualified home buyers can potentially purchase a home with as little as 3.5% down.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Guaranteed Rate for current rates. Restrictions apply.

HOW IT WORKS

Learn more about
FHA Loans

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Why you should attend

Increased Reach

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Help to increase brand awareness and generate leads from audience

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Help to increase brand awareness and generate leads from audience

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Help to increase brand awareness and generate leads from audience

CALCULATE

How much will your loan cost?

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

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Your estimated monthly payment

$4566

This result is just an estimate. For a more detailed report Schedule a complimentary consultation today.

This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

APPLICATION PROCESS

We Simplify The Process, So You Can Maximize Your Results

FHA Loans can offer you more lenient credit requirements, competitive interest rates, and potentially lower down payments than conventional loans. To apply, you just need to follow four simple steps.

1

Find an Approved Lender

The first step in applying for an FHA loan is to find an FHA-approved lender like myself.

2

Find your Dream Home

You'll need to provide information about the property you're looking to purchase, such as the purchase price and the address.

3

Gather your Financial Documents

You'll need to provide documentation of your income, employment history, and credit score.

4

If you're approved, you'll receive a loan estimate and you’ll be one step closer to finally buying the home of your dreams!

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.

SCHEDULE CONSULTATION

Ready to apply for your VA Home Loan?

SCHEDULE CONSULTATION

Ready to apply for your FHA Loan?

Getting approved for an FHA Loan begins with taking a look at your unique situation and then building a roadmap to help get you to homeownership. Schedule a consultation today to start!

QUESTIONS & ANSWERS

We’re Here To Find You The Answers You Need

What is an FHA Loan?
Who is eligible for an FHA Loan?
How does an FHA Loan work?
What are the advantages of an FHA Loan?
What are the disadvantages of an FHA Loan?
How do I repay an FHA Loan?
How do I choose the best FHA Loan lender?
TESTIMONIALS

Find out what people are saying about us!

We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at PRMG!

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GET QUOTE

Want to learn more about FHA Loans?

Starting your road to homeownership is literally a click away. Start today!

LET’S GET STARTED!

Ready to apply for your home financing loan?

LET’S GET STARTED!

Ready to secure a home loan of your very own?

I am an experienced lender and I’ve worked with hundreds of home buyers. Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!

*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.

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Getting approved for an FHA loan begins with taking a look at your unique situation.

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Getting approved for an FHA loan begins with taking a look at your unique situation.

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